Administrative Services

Since 1987, WORKTERRA has been providing benefits services to some of the top organizations throughout the United States. We are continuously working to expand both our service and product menus as the needs of our clients evolve.

Flexible Spending Accounts
Voluntary Insurance

WORKTERRA has been designing and enrolling voluntary benefit programs since 1987. As a leader in payroll deduction, WORKTERRA provides the superior customer service, expertise, quality products, enrollment and invoice reconciliation services to make the addition of voluntary benefits a winning solution for employers.

Benefits of Voluntary Insurance plans

  • Enrollment services provided through the use of salaried enrollment counselors (bilingual available)
  • Providing open enrollment of voluntary benefits as well as on-going enrollments of new hires throughout the year
  • High level of benefit enrollment satisfaction and enrolled benefit retention
  • WORKTERRA collects all enrollment information and works with payroll prior to the enrollment to ensure proper payroll processing of the deductions
  • Collection of payroll deductions and remittance of premiums to the carriers including reconciliation

Advantages of voluntary plans

  • Allows employers to enhance their benefit portfolio without having to fund the benefit program.
  • Employees may choose from a menu of benefits at group rates that will meet their individual goals to protect their income and their families.
  • Underwriting qualifications in a group setting are less restrictive. Qualified issue and guaranteed issue products are available.
  • Employees can enjoy both pre-tax and post-tax payroll deduction, depending on allowances of various benefits by the IRS.
  • Employer sponsored voluntary benefits have the added advantage of group rates and relaxed underwriting not available on an individual basis.
  • Payroll deduction allows for a higher level of participation from the group and greater satisfaction on an individual level.
  • WORKTERRA handles all enrollment data transfer to payroll and carriers, pays invoices and provides participant and client support, virtually eliminating any additional work on the part of the employer.